Sell My Structured Settlement for Cash (SMSSC), an education and quote platform for individuals considering the sale of structured settlement, annuity, or lottery payments, has announced its nationwide launch. The platform aims to demystify a process that is court-supervised and governed by state-specific Structured Settlement Protection Acts.
SMSSC offers more than 60 plain-English guides covering the court approval process, discount rates, taxes, and alternatives to selling future payments. It also includes state-specific pages for all 50 states and the District of Columbia. The content is reviewed by named experts, and the company publishes its editorial standards at sellmystructuredsettlementcash.com/editorial-standards.
To help payment holders understand offers before signing, the platform provides three free calculators, including a decoder that reveals the implied discount rate in any offer they have already received. This tool is crucial because discount rates can significantly affect the lump sum amount.
In conjunction with the launch, SMSSC released a free public data library for journalists, researchers, and consumer advocates at sellmystructuredsettlementcash.com/cite-us. The library includes a 51-jurisdiction Structured Settlement Protection Act statute table, 2026 lottery tax rates by state, a directory of courts where transfer petitions are filed in 87 metro areas, and a status tracker for annuity issuers. All datasets are free to reuse under a Creative Commons license.
“We built the site we wished existed when we started researching this industry. Every number on it is sourced, the people who review the content are named, and the reference data behind it is free for anyone to check our work,” said a company spokesperson.
SMSSC’s funding partner, Genex Capital, is A+ rated by the BBB and has served more than 50,000 clients since 2003, completing over $1.2 billion in transactions with a 95 percent court approval rate. Every SMSSC quote carries the Genex Guaranty, which includes a price match promise, no surprises between the quoted and final net amount, and legal costs covered by the funding partner.
The process of selling payments is consistent across states: a written quote that discloses the discount rate, document signing via DocuSign or notary at no cost, a transfer petition filed with the court by the funding partner’s legal team, and funding approximately three business days after court approval.
This launch is significant because it provides consumers with transparent, educational resources and data that were previously hard to access, empowering them to make informed decisions when considering the sale of their future payments. The platform’s commitment to editorial standards and free reference data also enhances accountability in an industry that often lacks transparency.
